Block a user
798e8c2e57
Socialism: compare co-op taxes honestly with partnerships and S corporations, explain why members can't take the 20% pass-through deduction on the same ownership theory as the payroll-tax argument, and count the small-business stock exclusion in the founder gap
fd04ea3886
Socialism: work out how the return on members' accounts is taxed, pay the two-point premium every year so it isn't a share of profit to capital, and credit returns after the co-op's tax so all-cash members don't pay it
89f73a58e4
Socialism: test the "lower-paid work" rule on 2024 federal wage data, add a national check so consultancies in rich counties don't qualify, hold half the set-aside for the lowest-paid industries, and close code, county and timing games
afb5330e08
Socialism: give the bank a working legal basis to ask loan applicants' race and sex, since the federal small-business data rule won't reach it, with a separate custodian, deletion and small-number limits
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Socialism: stop balancing the founding lottery on race and gender, set the rule that race and sex measure results but never decide who gets anything, and apply it to loan data and layoff checks
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Socialism: sort out what a worker is owed in notice pay and severance when a co-op closes, have the insurance pool pay notice pay after unpaid wages with limits against padding, and reprice wage cover to match
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Socialism: say plainly when co-op members and officers can personally owe unpaid wages (federal law, New York, Massachusetts, California), stop ordinary work after a missed payroll, and narrow the model state law's shield so workers who aren't members keep their claims
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Socialism: price the savings insurance pool from Census closure rates by firm age, write out the formula that cuts limits when the reserve falls behind, and say what a young pool would pay in a bad recession
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Socialism: make whoever carries on a failed co-op's business answer for people its products hurt later, honor warranties and household deposits, and put members' plans to keep a co-op through a market test
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Socialism: stop leases, licenses and sold invoices from carrying a co-op's business around the lock: essential leases must allow a co-op successor, sale-leasebacks count as sales, and cash advances are limited
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Socialism: keep checking insider deals after the bank loan is repaid, as part of the lock, on the model of the federal rules for charity insiders
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Socialism: size what the lock can cost creditors who never chose to lend, say who's covered, keep the appraisal honest, and have the co-op that buys the business pay it back
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Socialism: say how a workers' bid for a failed co-op gets paid for, cap the bank's part at the break-up value so it can't hide its losses, and set the insurance pool's repayment terms
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Socialism: justify the long-run rules' numbers: severance only for people let go, equipment measured at original cost, buyouts judged on the seller's book values, and cheaper second opinions for small co-ops
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Socialism: set the bonus limits and the dismissal panel: 10% of pay in total, 15% for anyone, gain sharing even without a profit, and four of five panelists drawn by lot
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Socialism: set the care-work supplement at a first-draft $3 an hour with no per-worker fade-out, spell out its tax treatment, and say who can get it
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Socialism: set the spin-off numbers: a 15% stake cap counting every exposure, a real consequence for captive spin-offs, and an honest power estimate for the growth comparison
05c8b21632
Socialism: compare the labor-market effect with wage boards and unions, and say a wage board is the faster way to raise pay
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Socialism: test co-ops' hiring with paired fake applications, as a group, and make discrimination a loan breach at any size
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Socialism: work out the local labor-market test's numbers, and say that on public data it fails its own rule