• Joined on 2026-08-26
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 14:47:05 -06:00
80501e21fd Socialism: say what members can deduct when a failed co-op wipes out their accounts, and ask for a general refund of the tax paid
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 14:18:08 -06:00
36afaac20a Socialism: give every co-op worker an ordinary retirement plan, with a flat co-op contribution and the new federal match
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 13:48:52 -06:00
774ea901e5 Socialism: weigh the pension-law cases on accounts like these, and pause untaxed credits until the Labor Department answers
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 13:16:02 -06:00
e5bc9f2ba2 Socialism: say how lower-income members' untaxed credits follow the deferred-pay rules
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 09:47:25 -06:00
f8c6b524ac Socialism: say where securities law reaches members' accounts and outside investors
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 09:17:27 -06:00
bfca27ac66 Socialism: say how salaried staff share a cut, and keep the legal minimum wage out of workers' bids
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 08:47:41 -06:00
22de1f885f Socialism: recompute the founder and member examples under the current rules, and pay the founding share as pay
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 08:14:17 -06:00
fb0eede6a6 Socialism: say how a co-op cuts back when work runs short
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 04:44:48 -06:00
c41c88f979 Socialism: say how the lock handles companies a co-op controls or buys
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 04:14:20 -06:00
ffe6ff2963 Socialism: set the going rate for people who work remotely from another area
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 03:46:33 -06:00
d87c8d3633 Socialism: count the old capital gains break on buyouts against the buyout track
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 03:14:23 -06:00
7cda37be0d Socialism: give the board the last word on loans, and make every use of it public
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-26 00:14:44 -06:00
9a5648b638 Socialism: draft the model state law that closes the lock's exits under state law
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 23:43:12 -06:00
7973cb2e0c Socialism: say who can take the bank to court, what a judge can order, and where that runs out
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 23:14:03 -06:00
7ef29c8b5a Socialism: draw the line for when turned-away applicants make the verdict "not tested"
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 22:41:47 -06:00
45384a0709 Socialism: set the cost ceiling for help before the first loan, and count every cost against it
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 22:12:27 -06:00
16d42cc0ef Socialism: count what buyout help really costs, and make sellers pay for their own checks
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 18:41:04 -06:00
6dbb637c3b Socialism: update the buyout page for the SBA's October 2026 rules, and admit the gap they leave is narrow
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 18:15:10 -06:00
c1570f0680 Socialism: say what the rules cost a small co-op, and scale the checks to size
jheaps pushed to feature/socialism at jheaps/JoshHeaps.Net 2026-09-25 17:42:02 -06:00
8ec9cc0976 Socialism: hold buyout co-lending to real practice, and use state and rural programs without letting them hide risk