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Add before-launch.md: a founding lottery testing whether serious pre-launch help (a founder's stipend, a feasibility study, legal setup) creates more co-ops that last, measured independently of the bank, and a 5% founder stake payable in verified unpaid work. Fund it from the loan budget, and correct the pilot's growth arithmetic. Co-Authored-By: Claude Opus 5.5 <[email protected]> Claude-Session: https://claude.ai/code/session_01QWPs69B8nQZjtPEUXMKzZx
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